Terms and Conditions

These Terms and Conditions (“Terms”) govern your use of the digital course provided by Lewin & Gavino Inc. (“Company,” “we,” “us,” or “our”). By purchasing and accessing the course, you agree to these Terms.

1. Course Access and License
   Upon purchase, Lewin & Gavino Inc. grants you a limited, non-exclusive, non-transferable, revocable license to access and use the course materials for personal, non-commercial purposes. You agree not to copy, share, modify, or distribute any content without our express written consent. Access to the course is available for a specific period, as indicated at the time of purchase. We reserve the right to terminate your access if these Terms are violated.
2. No Refund Policy
   All sales are final due to the educational nature of the course and the proprietary content provided by Elizabeth Gavino, which draws upon over 30 years of experience. By purchasing, you acknowledge that no refunds, cancellations, or exchanges will be granted.
3. Disclaimers
   All content provided is for educational purposes only and does not constitute legal, financial, or insurance advice. Lewin & Gavino Inc. and Elizabeth Gavino make no representations or warranties regarding the accuracy or completeness of the course materials. You agree that your use of the course and any reliance on its content is at your own risk.
4. Limitation of Liability
   To the fullest extent permitted by law, Lewin & Gavino Inc. and Elizabeth Gavino will not be liable for any direct, indirect, incidental, or consequential damages resulting from your participation in the course or reliance on its content. Your participation is entirely voluntary, and you assume all risks associated with it.
5. Course Modifications and Updates
   We reserve the right to modify, update, or remove any portion of the course at any time without notice. Lewin & Gavino Inc. will endeavor to provide up-to-date information, but we are not liable for any disruptions or changes.
6. Third-Party Websites, Links, and Affiliate Relationships
   The course may contain links to third-party websites, resources, or affiliate links that may result in a commission to Lewin & Gavino Inc. if you make a purchase through them. These links are provided for your convenience; however, we do not control or endorse the content on third-party sites. Lewin & Gavino Inc. is not responsible for the availability, accuracy, or content of external websites, nor are we liable for any damages resulting from their use. By using these affiliate links, you agree that any purchases or interactions with third-party sites are at your own discretion and risk.
7. Intellectual Property
   All materials in the course, including but not limited to videos, text, graphics, and downloads, are protected by copyright and other intellectual property laws. No part of the course may be reproduced, distributed, or transmitted in any form without the prior written consent of Lewin & Gavino Inc. or Elizabeth Gavino.
8. Privacy Policy
   We value your privacy and will protect your personal information in accordance with our Privacy Policy. Your data will not be shared with third parties without your consent, except as required by law. By using the course, you agree to the terms outlined in our Privacy Policy.
9. Changes to Terms
   We may update these Terms from time to time. The most current version will always be posted on our website. Your continued use of the course after any changes constitutes acceptance of the new Terms.
10. Governing Law
    These Terms are governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.
11. Indemnification
    You agree to indemnify, defend, and hold harmless Lewin & Gavino Inc., its affiliates, and their respective directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or in connection with your use of the course or any violation of these Terms.
12. Termination
    We reserve the right to terminate or suspend your access to the course at our sole discretion, without prior notice, for any conduct that we believe violates these Terms or is harmful to other users or the Company.
13. Force Majeure
    Lewin & Gavino Inc. shall not be liable for any delay or failure to perform its obligations under these Terms if such delay or failure results from circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation facilities.
14. Severability
    If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck, and the remaining provisions shall be enforced to the fullest extent permissible.
15. Limitation on Use
    You agree not to use the course for any unlawful purpose or in a manner that violates any applicable laws or regulations. You also agree not to engage in any conduct that restricts or inhibits anyone else's use of the course.
16. Testimonials and Results
    Any testimonials or results presented in the course are not guarantees of future performance or results. Individual results may vary based on various factors, including but not limited to personal effort and market conditions.
17. Assignment
    We may assign our rights and obligations under these Terms to any party at any time without notice to you. You may not assign these Terms or any rights or obligations hereunder without our prior written consent.
18. Entire Agreement
    These Terms constitute the entire agreement between you and Lewin & Gavino Inc. concerning your use of the course and supersede any prior agreements or understandings.
19. Contact Information
    If you have any questions about these Terms, please contact us at:

Lewin & Gavino Inc.
30777 Rancho California Road #890249
Temecula, CA 92589
Email: [email protected]

Updated 09/24/2024